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If no-one is
If neither the player nor the banker is dealt a complete of eight or nine in the 1st two cards (often called a "organic"), the tableau is consulted, 1st for that player's policies, then the banker's.
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If neither the player nor the banker is dealt a complete of 8 or 9 in the first two playing cards (known as a "natural"), the tableau is consulted, first for that player's procedures, then the banker's.
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